MortgageSimple. This process offers the latest in financial tools, ensuring we make the mortgage process simple and straightforward.

As a DIRECT Lender, we are able to offer JUMBO, Doctor loans, Conventional, VA, FHA, USDA, Construction Perm, and Hard Money loans. We also offer first time homebuyer incentives and military discounts. We are here to personally help you through the entire home financing process. See why over 93% of our business is from our loyal repeat customers!

With our website, you can use our online tools to learn more about home loans (without any obligation or disclosure of personal information). At any point, you can begin the application process online, call, or email us directly for further assistance!

Listen to a guest appearance with our Leader, Jim Johnson, on a Florida radio show. Tampa Bay in Motion is “a show about opportunities!”

Our Private Mortgage Banking Group has established numerous lending relationships with most of the major commercial banks, which means we have access to a program that can meet your individual needs.

Please contact us via phone, e-mail at, or apply online today!

Residential offerings include, but not limited to the following:
• Conventional fixed rate (3% down payment, FannieMae & FreddieMac).
• Conventional ARM (FannieMae & FreddieMac).
• JUMBO fixed rate.
• JUMBO ARM (1,3,5,7 & 10 year options available).
• FHA fixed rate (3.5% down payment).
• VA fixed rate (0% down payment for qualified veterans).
• USDA fixed rate (0% down payment for qualified applicants).
• Harp.
• Helocs (Home equity lines of credit).
• Interest only (fixed & ARM).
• New construction.
• Construction perm.
• Reverse mortgages.
• Pledge asset.
• Asset depletion.
• Condotel.
• Non-Warrantable condo.
• Trust & LLC ownership.
• Private lending for unique situations.

Commercial offerings include, but not limited to the following:
• Fixed rate or ARM financing.
• Permanent financing.
• Construction financing.
• Interim/Bridge financing.
• Joint venture financing.
• Participating financing.
• Preferred equity financing.
• Second mortgage financing.
• Mezzanine financing.
• Credit/Tenant financing.
• Sale/Leaseback financing.
• Invoice/Accounts receivable financing.
• Private money financing.

Southland Mortgage Corporation, NMLS# 1439078

Jim Johnson, NMLS# 801147
Direct & After Hours: (855) 777-6941 or (239) 777-6941

Jim Johnson NMLS# 801147
Jim has been in the Banking and Mortgage industry for nearly 24 years. Jim’s first major role in the industry was as the President/CEO of a mid size Mortgage Banking Firm, which he started and eventually sold.

Jim’s next stop was as a SVP of Lending and Division President of a mid size Community Bank. Since then, Jim has worked for two of the largest Banks in the country running their Mortgage Fulfillment Sites.

Jim is known for his ability to listen to his customers and his Team. He has earned the nickname by his peers, “The Problem Solver.” We are honored to have Jim as the Founder and President of our company.

The following is a quote from Jim, “Always put yourself in your customer’s shoes and you will be in this wonderful business for many years to come.” Jim is very proud of the fact, over 93% of his personal business is from customer referrals!

In addition, before beginning his mortgage career, Jim spent six (6) great years serving our country in the Air Force; he has special place in his heart for our present and past service members.

Phone: (239) 777-6941
Fax: (888) 496-9665

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